Privacy policy

FACTS

WHAT DOES HAND BENEFITS & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right
to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect
your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Retirement assets
  • Assets and investment experience

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their customers’ personal information; the
reasons Hand Benefits & Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Hand Benefits
& Trust Co. share?

Can you limit this
sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes— 

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

 

No

We Don’t Share

For joint marketing with other financial companies

 

No

We Don’t Share

For our affiliates’ everyday business purposes—

information about your
transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We Don’t Share

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

No

We Don’t Share

To limit our
sharing

  • Call 1-866-401-5272; or
  • Mail in the form below.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call us at 1-866-401-5272 or visit www.bpas.com and select “Contact Us” to submit an inquiry.

What we do

How does Hand Benefits &
Trust Company protect my
personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Hand Benefits &
Trust Company collect my
personal information?

We collect your personal information, for example, when you
• Open an account or make deposits or withdrawals from your account
• Seek advice about your investments or tell us about your investment or retirement
portfolio
• Give us your contact information
We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

What happens when I limit
sharing for an account I hold
jointly with someone else?

Your choices will apply to everyone on your accounts – unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies such as Community Bank, N.A., Benefit Plans Administrative Services, Inc., BPAS, LLC, BPAS Trust Company of Puerto Rico, BPAS Actuarial & Pension Services, Northeast Retirement Services, Global Trust Company, Nottingham Wealth Partners, Inc, Nottingham Investment Services, Inc, Nottingham Advisors, OneGroup NY, Inc.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Hand Benefits & Trust Company does not share with non-affiliates so they can market to you.

Joint marketing

Hand Benefits & Trust Company does not jointly market.

HAND BENEFITS & TRUST COMPANY — MAIL-IN PRIVACY OPT-OUT FORM.

Your choice to limit sharing
☐ Do not allow your affiliates to use my personal information to market to me.     

Customer Information
Name: _______________________________________
Address: _____________________________________
City, State, ZIP: _______________________________
Account number (last four digits): __________  

Mail completed form to:
Hand Benefits & Trust Company
Attn: Brenda Moctezuma
820 Gessner Road, Suite 1250
Houston, TX 77024-4543

hand_benefits_trust_logo